Terry McMillan's novels feature chatty, catty narrators who have a story they're just busting to tell you. The dominant voice in A Day Late and a Dollar Short is Viola Price, whose asthma just sent her to the ICU. And who came to visit? The Jheri Curl-wearing Cecil, "a bad habit I've had for thirty-eight years, which would make him my husband." Viola doesn't think Cecil's such a catch: "His midlife crisis done lasted about 20 years now," and "to set the record straight, Cecil look like he about four months pregnant." But somebody did catch Cecil--he recently left Viola for "some welfare huzzy" with three kids. And, as we soon find out in Cecil's first-person chapter, Viola has abundant flaws of her own. McMillan deftly sketches the exasperated intimacy of the long and unsuccessfully married. She also has great dish about family dynamics. Have Cecil and Viola's kids got problems! When lovable, luck-free Lewis turns up to visit his mom, he's drunk, broke, and still whining about his ex, Donnetta, who "didn't have as much sense as a Christmas turkey" (though she did have the sense to dump Lewis). Now Lewis consoles himself with his Bobbing Betty doll. "How could somebody with an IQ of 146 be so stupid?" marvels Viola. And that Charlotte! Viola's daughter is "a bossy wench from the word go." (Gee, where could she have gotten that trait?) Charlotte feels like she never got her fair share of attention, having been born 10 months after the eldest daughter, Paris (now the