This is a Summary of Dave Ramsey's book, 'The Total Money Makeover'. It is based on his personal life experiences, since he became a millionaire and then four years after that became bankrupt. He says that before a problem can be solved, a person has to admit that there is a problem. His financial know-how has been put to good use in this book and he has described a financial plan, called Total Money Makeover that enables a person who is struggling with money matters to becoming financially powe